B. Com Banking & Finance
This program is built for the AI era, where finance professionals must understand ethical finance, Shariah-compliant banking, AI-supported analysis, and modern digital financial systems. As AI reshapes banking and finance…
Overview
This program is built for the AI era, where finance professionals must understand ethical finance, Shariah-compliant banking, AI-supported analysis, and modern digital financial systems. As AI reshapes banking and finance, students who understand Islamic financial principles can help institutions offer ethical, responsible, and compliant financial solutions. From the first semester, students learn Applied AI and Prompt Engineering, Content Writing, Visual Content Creation, Digital Marketing, and No-Code Web and Mobile App Development using GitHub Copilot. This means students do not wait until graduation to become useful. They can begin building finance content, digital service pages, customer education visuals, business profiles, and ethical financial communication projects early in the degree. Every BBA specialization also prepares students for an entrepreneurial journey by helping them understand money, ethics, customer trust, pricing, risk, and sustainable business models. This is not just a BBA. It is a University-supported pathway to become a future-ready Islamic finance professional, digital earner, and entrepreneur who can use AI, ethics, and financial knowledge to support responsible growth.
Is B. Com Banking & Finance Right for You?
This program may suit you if you are interested in how businesses grow, make decisions, manage people, serve customers and use technology to compete. It is a strong fit for students who enjoy communication, problem-solving, teamwork and turning ideas into practical business action.
You may enjoy this program if you:
- Want to understand how organisations and markets work.
- Enjoy communication, planning, analysis or teamwork.
- Are interested in entrepreneurship, management, finance or digital business.
- Want to use AI and business tools to make better decisions.
- Want flexible career options across industries.
You do not need to have studied business before. The program develops business understanding from the foundations upward.
Courses by Semester
Tap a semester to see its courses.
Semester 1
| Subject | Course Type |
|---|---|
| Writing & Reading for Impact | General Education |
| Creative Designing with AI Tools | General Education |
| AI Integrated ICT | General Education |
| AI Powered Functional English | General Education |
| AI Embedded Entrepreneurship | General Education |
| Principles of Management | Major/Core |
Semester 2
| Subject | Course Type |
|---|---|
| Optimizing Health & Nutrition with AI | General Education |
| Data Analysis for Informed Decision-Making | General Education |
| Islamic Studies / Ethics and AI Morality | General Education |
| Understanding Human Psychology With AI | General Education |
| Organizational Behavior | Major/Core |
| Principles of Accounting | Major/Core |
Semester 3
| Subject | Course Type |
|---|---|
| Mathematical Problem Solving with AI | General Education |
| Civic and Community Engagement | General Education |
| Fehm-e-Quran I | General Education |
| Pakistan: Ideology & Constitution | General Education |
| Financial Accounting | Major/Core |
| Business Communication | HEI-Decided Core |
| Digital Literacy and Emerging Tech Trends | Interdisciplinary |
Semester 4
| Subject | Course Type |
|---|---|
| Fehm-e-Quran II | General Education |
| Pakistan Studies | General Education |
| Business Finance | Major/Core |
| Principles of Marketing | Major/Core |
| Entrepreneurship and Innovation | HEI-Decided Core |
| Management Information System | HEI-Decided Core |
| Managerial Economics | Interdisciplinary |
Semester 5
| Subject | Course Type |
|---|---|
| Marketing Management | Major/Core |
| Financial Management | Major/Core |
| Islamic Banking and Finance | Major/Core |
| Business Ethics | HEI-Decided Core |
| Corporate Law | Interdisciplinary |
Semester 6
| Subject | Course Type |
|---|---|
| Digital Transformation and Innovation | HEI-Decided Core |
| Leadership in the Digital Age | HEI-Decided Core |
| SDGs | Interdisciplinary |
| Shariah Foundations of Business and Finance | Specialization/Elective |
| Islamic Banking Deposit Products & Treasury Operations | Specialization/Elective |
Semester 7
| Subject | Course Type |
|---|---|
| Business Research Methods | Major/Core |
| AI in Business | Major/Core |
| Business & Management Relevant Certification | HEI-Decided Core |
| Islamic Banking Financing Products | Specialization/Elective |
| Islamic Financial Institutions & Markets | Specialization/Elective |
Semester 8
| Subject | Course Type |
|---|---|
| Strategic Management | HEI-Decided Core |
| Islamic Law of Sales & Contract | Specialization/Elective |
| Takaful Practices in Islamic Finance | Specialization/Elective |
| Capstone Project | Capstone Project |
| Internship / Field Experience | Field Experience |
Fees & Scholarship
| Tuition / semester | Rs 200,000 |
| Admission and Registration Fee | Rs 30,000 (one-time) |
The Admission and Registration Fee is a one-time charge and becomes payable only after you receive your provisional admission offer. Nothing is payable to submit an application.
What Could I Pay Per Semester?
Choose the option that best matches your plan.
Check My Eligibility for Financial Support
Scholarship & Study Loan
- Work-Based Scholarship available
- Study Loan available
Work-Based Scholarship (WBS): work 10 hours/week online for 40% off (payable Rs 120,000/sem) or 5 hours/week for 20% off. Earned by working — not by marks.
Study Loan: an additional 40% study loan brings the payable amount to ~Rs 72,000/semester. Repaid after the student starts earning, in 6 instalments under a signed undertaking.
Admission Requirements
Applicants must have completed Higher Secondary School Certificate, A-Levels, or an IBCC-recognized equivalent qualification involving at least 12 years of schooling, with at least 50% marks. The program is open to students from relevant HSSC, A-Level, or equivalent backgrounds, subject to document verification and University admission rules.
Duration, Credit Hours, and Program Structure
The BBA – Islamic Banking and Finance is a four-year undergraduate program spread over eight regular semesters with 130 credit hours. Its structure includes 34 credit hours of General Education, 33 credit hours of Mandatory Core / Discipline Courses, 27 credit hours of HEI-Decided Core Courses, 12 credit hours of Interdisciplinary / Allied Courses, 18 credit hours of Islamic Banking and Finance Specialization / Electives, 3 credit hours of Internship / Field Experience, and 3 credit hours of Capstone Project. The Business & Management Relevant Certification is counted inside the HEI-decided core requirement.
Career Opportunities
Islamic finance content writing
Websites for finance-related services
Social media finance campaign support
Ethical business documentation support
Islamic banking and finance roles
Shariah-compliant entrepreneurial ventures
Frequently Asked Questions
Why is Islamic Banking and Finance important in the AI era?
Banking is becoming digital, data-driven, and platform-based, but customers still need trust, transparency, fairness, and ethical financial guidance. This specialization helps students understand Islamic financial principles while also learning how AI and digital tools can support research, communication, product analysis, and responsible financial decision-making.
How is this different from a general BBA?
A general BBA builds broad business knowledge. This specialization keeps the BBA foundation but adds Islamic banking, Shariah-compliant finance, Islamic financial markets, takaful, Islamic contracts, and ethical finance practice. It gives students a clearer pathway toward Islamic banking, finance, fintech, and ethical business roles.
Can students start practical work early?
Yes. After the first semester, students can begin building safe beginner-level digital skills such as finance content writing, visual explainers, simple business websites, social media support, and customer education material. These activities help students create a portfolio while they continue building deeper finance and Islamic banking knowledge.
What kind of student will benefit most from this program?
Students who are interested in finance, ethics, banking, customer trust, Islamic business principles, and modern digital financial services will benefit strongly. The program is especially useful for students who want to work in banks, takaful companies, financial institutions, fintech, family businesses, or ethical entrepreneurship.
What can students start doing after the first semester?
Students can start developing finance-related content, visual explainers, simple websites, social media posts, customer education material, and small digital business support tasks. These early activities do not replace professional finance expertise, but they help students build confidence, portfolio evidence, and communication skills.
What roles can graduates pursue after completing the degree?
Graduates can pursue entry-level pathways in Islamic banking, financial services, relationship management, customer service, takaful support, finance departments, fintech support, business development, compliance support, and ethical entrepreneurship. Actual roles depend on employer requirements, skills, experience, and interview performance.
Can this program support entrepreneurship?
Yes. Students learn management, marketing, finance, entrepreneurship, Islamic finance, digital skills, and business models. This combination can support students who want to build ethical ventures, family business improvements, Shariah-compliant service ideas, digital financial education platforms, or small business projects.
What makes this specialization future-ready?
It combines business foundations, Islamic finance principles, AI-supported learning, digital communication, data awareness, fintech exposure, internship, certification, and capstone work. Students learn to think like business graduates while understanding ethical finance and modern digital banking trends.
Who is eligible to apply for BBA - Islamic Banking and Finance?
Applicants with HSSC, A-Levels, or an IBCC-recognized equivalent qualification involving 12 years of schooling may apply if they meet the minimum 50% marks requirement prescribed for the BBA program.
Can students from any subject background apply?
The program is generally open to relevant HSSC, A-Level, or equivalent backgrounds. Students from different academic backgrounds may apply subject to University rules, document verification, eligibility confirmation, and any deficiency or bridging requirement if applicable in a special case.
Is an entry test or interview required?
For BBA admission, no separate entry test or interview is stated in the provided program roadmap. Admission is primarily based on eligibility, documentation, seat availability, fee process, and University admission rules.
Can awaiting-result students apply?
Yes. Awaiting-result students may be considered for provisional admission according to University rules. Final admission is confirmed only after the final result, equivalence where applicable, documents, and eligibility requirements are verified.
Is equivalence required for O-Level, A-Level, or foreign qualifications?
Yes. Applicants with O-Level, A-Level, foreign board, or foreign qualifications must provide equivalence from the relevant authority such as IBCC. Admission may remain provisional until equivalence and academic eligibility are verified.
Can students transfer into this program?
Credit transfer or lateral entry may be considered under HEC and University rules, subject to relevant qualification, seat availability, course matching, academic record, CGPA or marks requirement, and departmental approval.
What is the total duration of this program?
The normal duration is four years, arranged over eight regular semesters. The maximum duration is six years, with further extension possible for one year only with statutory approval as per the applicable curriculum and University rules.
How many credit hours are required?
Students must complete 130 credit hours, including general education, core business courses, HEI-decided courses, interdisciplinary courses, Islamic Banking and Finance specialization courses, internship, and capstone project.
Does the program include internship and capstone project?
Yes. The program includes an internship or field experience and a capstone project. The internship develops real workplace exposure, while the capstone helps students apply Islamic finance and business learning to a practical problem, case, proposal, or research-based project.
What kinds of courses will students study?
Students study communication, ICT, entrepreneurship, accounting, finance, management, marketing, economics, law, research, AI in business, Islamic banking, Shariah foundations, Islamic financing products, Islamic financial markets, Islamic contracts, takaful, internship, and capstone project.
What is the fee for this program?
The current approved semester fee for Business undergraduate programs is PKR 100,000 per semester. Application, registration, examination, or other charges, if applicable, should be confirmed through the official admission system at the time of admission.
Are merit scholarships available?
Yes. Undergraduate merit scholarship slabs may apply as follows: 90% and above marks: 40%; 80% to 89%: 35%; 70% to 79%: 30%; and 60% to 69%: 20%, subject to verification, eligibility, seat availability, continuation rules, and University policy.
B. Com Banking & Finance — Your Decision at a Glance
- Eligibility
- Intermediate, A-Levels or equivalent 12-year qualification with minimum 40% marks
- Duration
- 4 years
- Semesters
- 8
- Tuition Fee
- Rs 200,000 per semester
- Financial Support
- 40% Work-Based Scholarship and Study Loan available under University policy
- Intake
- Fall 2026 Admissions Open
- Recognition / Accreditation
- Offered by an HEC-recognised, chartered university
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