UndergraduateFaculty of Commerce

B. Com Banking & Finance

This program is built for the AI era, where finance professionals must understand ethical finance, Shariah-compliant banking, AI-supported analysis, and modern digital financial systems. As AI reshapes banking and finance…

Overview


This program is built for the AI era, where finance professionals must understand ethical finance, Shariah-compliant banking, AI-supported analysis, and modern digital financial systems. As AI reshapes banking and finance, students who understand Islamic financial principles can help institutions offer ethical, responsible, and compliant financial solutions. From the first semester, students learn Applied AI and Prompt Engineering, Content Writing, Visual Content Creation, Digital Marketing, and No-Code Web and Mobile App Development using GitHub Copilot. This means students do not wait until graduation to become useful. They can begin building finance content, digital service pages, customer education visuals, business profiles, and ethical financial communication projects early in the degree. Every BBA specialization also prepares students for an entrepreneurial journey by helping them understand money, ethics, customer trust, pricing, risk, and sustainable business models. This is not just a BBA. It is a University-supported pathway to become a future-ready Islamic finance professional, digital earner, and entrepreneur who can use AI, ethics, and financial knowledge to support responsible growth.

Is B. Com Banking & Finance Right for You?


This program may suit you if you are interested in how businesses grow, make decisions, manage people, serve customers and use technology to compete. It is a strong fit for students who enjoy communication, problem-solving, teamwork and turning ideas into practical business action.

You may enjoy this program if you:

  • Want to understand how organisations and markets work.
  • Enjoy communication, planning, analysis or teamwork.
  • Are interested in entrepreneurship, management, finance or digital business.
  • Want to use AI and business tools to make better decisions.
  • Want flexible career options across industries.

You do not need to have studied business before. The program develops business understanding from the foundations upward.

Courses by Semester


Tap a semester to see its courses.

Semester 1
Subject Course Type
Writing & Reading for Impact General Education
Creative Designing with AI Tools General Education
AI Integrated ICT General Education
AI Powered Functional English General Education
AI Embedded Entrepreneurship General Education
Principles of Management Major/Core
Semester 2
Subject Course Type
Optimizing Health & Nutrition with AI General Education
Data Analysis for Informed Decision-Making General Education
Islamic Studies / Ethics and AI Morality General Education
Understanding Human Psychology With AI General Education
Organizational Behavior Major/Core
Principles of Accounting Major/Core
Semester 3
Subject Course Type
Mathematical Problem Solving with AI General Education
Civic and Community Engagement General Education
Fehm-e-Quran I General Education
Pakistan: Ideology & Constitution General Education
Financial Accounting Major/Core
Business Communication HEI-Decided Core
Digital Literacy and Emerging Tech Trends Interdisciplinary
Semester 4
Subject Course Type
Fehm-e-Quran II General Education
Pakistan Studies General Education
Business Finance Major/Core
Principles of Marketing Major/Core
Entrepreneurship and Innovation HEI-Decided Core
Management Information System HEI-Decided Core
Managerial Economics Interdisciplinary
Semester 5
Subject Course Type
Marketing Management Major/Core
Financial Management Major/Core
Islamic Banking and Finance Major/Core
Business Ethics HEI-Decided Core
Corporate Law Interdisciplinary
Semester 6
Subject Course Type
Digital Transformation and Innovation HEI-Decided Core
Leadership in the Digital Age HEI-Decided Core
SDGs Interdisciplinary
Shariah Foundations of Business and Finance Specialization/Elective
Islamic Banking Deposit Products & Treasury Operations Specialization/Elective
Semester 7
Subject Course Type
Business Research Methods Major/Core
AI in Business Major/Core
Business & Management Relevant Certification HEI-Decided Core
Islamic Banking Financing Products Specialization/Elective
Islamic Financial Institutions & Markets Specialization/Elective
Semester 8
Subject Course Type
Strategic Management HEI-Decided Core
Islamic Law of Sales & Contract Specialization/Elective
Takaful Practices in Islamic Finance Specialization/Elective
Capstone Project Capstone Project
Internship / Field Experience Field Experience

Fees & Scholarship


Tuition / semesterRs 200,000
Admission and Registration FeeRs 30,000 (one-time)

The Admission and Registration Fee is a one-time charge and becomes payable only after you receive your provisional admission offer. Nothing is payable to submit an application.

What Could I Pay Per Semester?

Choose the option that best matches your plan.

Full Tuition

Rs 200,000 per semester

With 40% Work-Based Scholarship

Rs 120,000 per semester

Requires 10 hours/week of approved University work.

With Work-Based Scholarship + Study Loan

Approximately Rs 72,000 payable per semester

The Study Loan is repayable after the student starts earning and is subject to approval and University terms.

One-time Admission and Registration Fee: Rs 30,000

Check My Eligibility for Financial Support

Scholarship & Study Loan

  • Work-Based Scholarship available
  • Study Loan available

Work-Based Scholarship (WBS): work 10 hours/week online for 40% off (payable Rs 120,000/sem) or 5 hours/week for 20% off. Earned by working — not by marks.

Study Loan: an additional 40% study loan brings the payable amount to ~Rs 72,000/semester. Repaid after the student starts earning, in 6 instalments under a signed undertaking.

How the Scholarship Works

Admission Requirements


Applicants must have completed Higher Secondary School Certificate, A-Levels, or an IBCC-recognized equivalent qualification involving at least 12 years of schooling, with at least 50% marks. The program is open to students from relevant HSSC, A-Level, or equivalent backgrounds, subject to document verification and University admission rules.

Duration, Credit Hours, and Program Structure

The BBA – Islamic Banking and Finance is a four-year undergraduate program spread over eight regular semesters with 130 credit hours. Its structure includes 34 credit hours of General Education, 33 credit hours of Mandatory Core / Discipline Courses, 27 credit hours of HEI-Decided Core Courses, 12 credit hours of Interdisciplinary / Allied Courses, 18 credit hours of Islamic Banking and Finance Specialization / Electives, 3 credit hours of Internship / Field Experience, and 3 credit hours of Capstone Project. The Business & Management Relevant Certification is counted inside the HEI-decided core requirement.

Read the Admission Guidelines

Career Opportunities


Islamic finance content writing

Websites for finance-related services

Social media finance campaign support

Ethical business documentation support

Islamic banking and finance roles

Shariah-compliant entrepreneurial ventures

Frequently Asked Questions


Why is Islamic Banking and Finance important in the AI era?

Banking is becoming digital, data-driven, and platform-based, but customers still need trust, transparency, fairness, and ethical financial guidance. This specialization helps students understand Islamic financial principles while also learning how AI and digital tools can support research, communication, product analysis, and responsible financial decision-making.

How is this different from a general BBA?

A general BBA builds broad business knowledge. This specialization keeps the BBA foundation but adds Islamic banking, Shariah-compliant finance, Islamic financial markets, takaful, Islamic contracts, and ethical finance practice. It gives students a clearer pathway toward Islamic banking, finance, fintech, and ethical business roles.

Can students start practical work early?

Yes. After the first semester, students can begin building safe beginner-level digital skills such as finance content writing, visual explainers, simple business websites, social media support, and customer education material. These activities help students create a portfolio while they continue building deeper finance and Islamic banking knowledge.

What kind of student will benefit most from this program?

Students who are interested in finance, ethics, banking, customer trust, Islamic business principles, and modern digital financial services will benefit strongly. The program is especially useful for students who want to work in banks, takaful companies, financial institutions, fintech, family businesses, or ethical entrepreneurship.

What can students start doing after the first semester?

Students can start developing finance-related content, visual explainers, simple websites, social media posts, customer education material, and small digital business support tasks. These early activities do not replace professional finance expertise, but they help students build confidence, portfolio evidence, and communication skills.

What roles can graduates pursue after completing the degree?

Graduates can pursue entry-level pathways in Islamic banking, financial services, relationship management, customer service, takaful support, finance departments, fintech support, business development, compliance support, and ethical entrepreneurship. Actual roles depend on employer requirements, skills, experience, and interview performance.

Can this program support entrepreneurship?

Yes. Students learn management, marketing, finance, entrepreneurship, Islamic finance, digital skills, and business models. This combination can support students who want to build ethical ventures, family business improvements, Shariah-compliant service ideas, digital financial education platforms, or small business projects.

What makes this specialization future-ready?

It combines business foundations, Islamic finance principles, AI-supported learning, digital communication, data awareness, fintech exposure, internship, certification, and capstone work. Students learn to think like business graduates while understanding ethical finance and modern digital banking trends.

Who is eligible to apply for BBA - Islamic Banking and Finance?

Applicants with HSSC, A-Levels, or an IBCC-recognized equivalent qualification involving 12 years of schooling may apply if they meet the minimum 50% marks requirement prescribed for the BBA program.

Can students from any subject background apply?

The program is generally open to relevant HSSC, A-Level, or equivalent backgrounds. Students from different academic backgrounds may apply subject to University rules, document verification, eligibility confirmation, and any deficiency or bridging requirement if applicable in a special case.

Is an entry test or interview required?

For BBA admission, no separate entry test or interview is stated in the provided program roadmap. Admission is primarily based on eligibility, documentation, seat availability, fee process, and University admission rules.

Can awaiting-result students apply?

Yes. Awaiting-result students may be considered for provisional admission according to University rules. Final admission is confirmed only after the final result, equivalence where applicable, documents, and eligibility requirements are verified.

Is equivalence required for O-Level, A-Level, or foreign qualifications?

Yes. Applicants with O-Level, A-Level, foreign board, or foreign qualifications must provide equivalence from the relevant authority such as IBCC. Admission may remain provisional until equivalence and academic eligibility are verified.

Can students transfer into this program?

Credit transfer or lateral entry may be considered under HEC and University rules, subject to relevant qualification, seat availability, course matching, academic record, CGPA or marks requirement, and departmental approval.

What is the total duration of this program?

The normal duration is four years, arranged over eight regular semesters. The maximum duration is six years, with further extension possible for one year only with statutory approval as per the applicable curriculum and University rules.

How many credit hours are required?

Students must complete 130 credit hours, including general education, core business courses, HEI-decided courses, interdisciplinary courses, Islamic Banking and Finance specialization courses, internship, and capstone project.

Does the program include internship and capstone project?

Yes. The program includes an internship or field experience and a capstone project. The internship develops real workplace exposure, while the capstone helps students apply Islamic finance and business learning to a practical problem, case, proposal, or research-based project.

What kinds of courses will students study?

Students study communication, ICT, entrepreneurship, accounting, finance, management, marketing, economics, law, research, AI in business, Islamic banking, Shariah foundations, Islamic financing products, Islamic financial markets, Islamic contracts, takaful, internship, and capstone project.

What is the fee for this program?

The current approved semester fee for Business undergraduate programs is PKR 100,000 per semester. Application, registration, examination, or other charges, if applicable, should be confirmed through the official admission system at the time of admission.

Are merit scholarships available?

Yes. Undergraduate merit scholarship slabs may apply as follows: 90% and above marks: 40%; 80% to 89%: 35%; 70% to 79%: 30%; and 60% to 69%: 20%, subject to verification, eligibility, seat availability, continuation rules, and University policy.

B. Com Banking & Finance — Your Decision at a Glance


Eligibility
Intermediate, A-Levels or equivalent 12-year qualification with minimum 40% marks
Duration
4 years
Semesters
8
Tuition Fee
Rs 200,000 per semester
Financial Support
40% Work-Based Scholarship and Study Loan available under University policy
Intake
Fall 2026 Admissions Open
Recognition / Accreditation
Offered by an HEC-recognised, chartered university

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